As the weather cools down in Jacksonville Florida more and more drivers will be hitting the roads with their windows open and tops of their convertibles down because there’s nothing like taking a road trip in perfect weather.

Every driver in Jacksonville must have car insurance due to regulations that make it illegal to be on the road without. Many drivers might be tempted to cancel their auto insurance policies in recent years due to financial difficulties; fortunately, there are a wide variety of affordable car insurance companies in Jacksonville that can save every driver money off their car insurance policy.

Top Five Affordable Car Insurance Companies

Paso Insurance – Auto Insurance Solutions: 5800 Beach Blvd #203 (904) 677-8977

Brightway Insurance: 2104 Park Street (904) 854-4555

Jacksonville Auto Insurance: 101 State Street W (904) 748-9735

A Absolute Auto Insurance World: 7660 Lem Turner Road (904) 764-7283

Theo Mitchelson – State Farm Insurance Agency: 1822 University Blvd (904) 724-5401

How To Lower Your Monthly Premium

1. Stay on top of vehicle maintenance – This includes getting oil changes regularly and fixing common problems before they turn into big ones.
2. Maintain a good driving record – Slow down and avoid getting into accidents plus speeding tickets.
3. Move to a safer neighborhood – Stay away from areas that have high crime rates plus try and choose a house or apartment with a garage to park your vehicle at night.
4. Pay a higher deductible – This option can save you money every single month, just make sure that you have the money to pay the deductible just in case you get into an accident because your car insurance won’t kick in until it’s paid.
5. Ask for a good student discount – If you’re a student in high school or college, and are getting good grades, make sure you ask for a good student discount because good grades do pay off.

When it comes to choosing the top Halloween costumes everyone has their list. After all, it’s a subjective field. Kids want costumes that are cool and popular, while parents want them to be durable and affordable. Still, there are a few concrete things that you should look for when it comes to the top costumes this year. Television, toys, movies, and gory classics are a good way to start. These are some of the items that will always help determine the hot costume lists for boys and their parents.

Movies and TV

This year’s top Halloween costumes are dominated by the movies. Captain America and Jack Sparrow are just two of the many movie characters that boys can be for Halloween this year, but they are also some of the most popular. It may be the comfortable jumpsuits or it may be the awesome toy weapons, but these outfits have us hoping they come in adult sizes, too.

Toys and Treats

The best Halloween costumes won’t just be topical, they’ll also be well-made. That’s why we like the Transformers Bumble Bee costume. It’s got a jumpsuit and mask, but also a chest piece and an awesome arm weapon. That makes it even more fun to wear and play in than a regular costume. Costumes will extra accessories that double as toys fly off the shelves.

Guts and Gore

Of course, boys Halloween costumes just wouldn’t be scary without a touch of blood and gore. We like the classics for just this reason. The Munch scream mask is a understated masterpiece and so are a pair of properly placed vampire fangs. This is especially true in light of the recent Twilight movies. Another top pick for this category? The zombie. There’s nothing better than a member of the walking undead showing up at your door looking for candy and it’s a tough costume to ruin.